Property Resources

@ www.harta. biz (your one stop learning center....)

Welcome to Property Resources,

Now ,you landed on this page, let's go straight to the point and discuss some the key issues pertaining the property.

It is very important to ask the tax assessor what homes they will use to compare yours to. You need to do this since they are looking to set you up by using their evidence. They will use those comparable choices against you.

You'll need to poke holes into their argument and show false values they may attach to those comparables. Introduce your more favorable comparable and shed a more logical light using principles found in our resource and it becomes a slam dunk.

Make a written request via a fax to the appraisal district. Get that information in advance so you are prepared. Show how those homes do not compare to yours. This is an adversarial confrontation and you need to be armed with the evidence that the opposition is using. The Freedom of Information Act allows you to get this information. Smile, be friendly, but come armed with facts.

Use photos, have the Multiple Listing Service sold listing backup information to show that their homes are not comparable to yours. Then offer examples that you found for homes that are more comparable to yours in location, size, quality, age and condition. If there are differences, adjust dollar amounts for differences between comparables for age, size, location, quality, condition and the host of other factors as shown in our manual. That way your facts win the case, hands down.

The basics of a tax appeal are the same in every state of the union. You need to find comparable homes that sold for less than what the assessor thinks your home is worth. Remember, assessed value does not equal market value. You need to do the math. Divide the assessed value by the sales ratio (terminology may differ, but they all have one) that the county assigns for your area and you'll have that number; the number (which is the supposed market value) that the tax assessor assigns to your home.

Now all you have to do is beat that number. You do that by finding typical homes that sold for less than your home and in a similar neighborhood. Then all you have to do is to make adjustments for differences for ages between your comparable sold homes you have chosen and your home, differences in square footage, condition, view, noise factors, differences in the number of garages, decks, patios ... etc and other amenities and factors covered in our resource. You'll get forms where you will write in the market values for the sold comparable homes chosen and the various adjustments you'll make to those houses.

Those hard figures you will present to the tax assessor or municipal equalization board and they will have to agree with you.

That's how it is done. So, to give you a head start, I had purchase few ebook articles and manual that could offer you a good start. If could save you at least 15 to 20% of tax reduction. Plus, these guide is 100% money back guaranteed. Check them out.

@ Tax Reduction Guideline

2. Buy and Rent Property with No Money Down

What makes property so valuable?

Since 1954, houses have doubled in price like clockwork every 7 years... that's an average leap of 15% for every calendar year. It sure beats 3% inflation barely offset by 2% bank interest on cash capital!

Belle Isle, Leeds —
£15,000 instant equity

Type: 3 bedroom semi

Valuation: £100,000

Purchase: £77,500

Mortgage raised: £85,000

Cashback: £5,361.87

Equity: £15,000

Money down: £0

And even if you finance it - you still own it.

The bank pays for the property, but while the bricks and mortar increase in value over time, the loan on the property stays the same... and it's you that benefits from the swelling value.

So why aren't more people investing in property?

Well, like most things in life, there's a catch.

In a rising market, when houses are shooting up in value, the banks are only too eager to lend you 80% of the home's value in the form of a mortgage.

Typically, you'd pony up a small deposit, hopefully get a tenant through the door, and if you did your sums right... you'd be making enough rent to cover the mortgage. Voila. A free house (albeit one with the regular management headaches!)

Today's economy has forced a huge change... but one that provides a huge opportunity for the smart investment (we'll come to that in a moment)

In today's turbulent property market... where houses could dump 10% of their value at a whim... and banks are struggling to stay afloat... no-one's lending 90%. Why would they? That 90% they gave you could be worth MORE than the property in a few months time. There's too little security for the banks to care.

Now, you'll be lucky to find yourself with a 70% mortgage offer. That means you cough-up 30% of the property's value on day one. Let's see what that looks like...

The average home in the UK now costs £222,256 and thanks to the global credit crunch, the 30% required down payment (minimum!) would require a cool £66,676.80 out-lay before you've even found a tenant to live there and pay you rent.

And if you don't find a tenant for a couple of months, any idea what happens?

You're throwing away another £1,500 - £2,000 a month on mortgage payments... every month!

Is it any wonder the newspapers are screaming "Warning"?

Luckily, there's a way to buy houses that drains nothing from your bank account each month, and means...

No money out of your own pocket - ever!

For the record, when I'm talking about making money from property, I'm not suggesting you buy a bunch of houses and let them stew in the hope of some "future pay off" whilst you throw cash down the money pit.

The kind of property deals I personally do now...

	Make money NOW... as in, from day numero uno
	Require no money down. I don't commit a penny of my own cash... not even as a deposit
	Have 'built-in' equity... from the moment I pen my signature on the loan
	Swell in value in 18-24 months... and will double inside of 5-7 years
	Pay for the mortgage every month, without fail... automatically
	Are completely free. They cover absolutely all costs themselves

99.9% of property deals don't fit this criteria. I'm only interested in the 0.01% that do. And I've discovered a system of unearthing an endless supply of the ones that do... literally, hundreds of them a MONTH, ripe for the picking.

It works so well, that I don't even look for them any more... they find me!

You won't find these deals packaged on any website... and most estate agents I've spoken with don't even realise they exist. In fact, to most property investors, this corner of the market is completely unknown.

I'd be highly surprised if you (or anyone you know) is doing what I'm doing... very few people are. And despite any ideas you may have in your head... like 'buy-to-let', offplan, HMOs or any other industry buzzword... this strategy remains largely untapped.

So, I have team up with this author to share the knowledge on how you can buy the house with no down payment. It's a no secret anymore. Again, I only recommend the ebook that have 100% MONEY BACK guaranteed and I know you're gonna love the book.

@ Free Cash - The Truth.

3. Real Estate Opinion (REO) and Broker Price Opinion (BPO) * This only applicable in USA*

The real estate market all across our nation has changed in the past few years. Foreclosures are at all time highs and short sales flood the market. Many industry analysts believe this is only the beginning of a massive wave of foreclosure which is expected to hit the market in the coming years. In 2008 alone there have been over then 2.2 million foreclosures which is more then twice the amount in 2007. Industry experts and government officials believe over the next five years there will be millions of more facing foreclosure during these tough economic times.

The wave of foreclosures hitting the market now and in the foreseeable future is absolutely overwhelming financial institutions nationwide while they struggle to find agents who specialize in listing their bank seized REO properties.

This REO list will be your guide to rebuilding your real estate career in a depressed market. We both know the market has changed and now it is time for you to change with it. Redefine your objectives and start contacting asset managers who liquidate bank owned properties and assign listings. I have personally seen agents with more then 30+ listings be assigned in just a few months time by these lenders.

Let's face it. The Real Estate Market is in the DUMPS! The banks aren't lending any money, increased competition is worse than ever, and deals are getting as scarce as oil.

Simply put, the real estate business today is getting harder than ever unless you discover the secrets for easily, effectively, efficiently, and affordably attracting bank asset managers and BPO companies to work with you, and give you endless BPO assignments and Bank REO Listings!

And please don't forget about Short Sales, thousands of agents across the country have learned the right steps to cashing in big on listing Short Sales! I know you are thinking what a nightmare they can be. And what you need to know is if you have the listing as a Short Sale there's a good chance that you could the listing as the REO agent too if you know the right things to say and do.

They have a comprehensive list of the Nations top financial institutions and property liquidators that industry insiders have been utilizing for years. You're about to discover a strategy to break into the REO business and make a fortune during the biggest housing bust of our generation.

Even if you are doing okay now, you can double, triple, or even quadruple your income by picking up just one REO client.

You will receive REO listings by being in front of asset managers at the right time, you will also start receiving BPO’s (Broker Price Opinions) from these lenders. This is a guaranteed investment for your future and given the current US economic outlook as a country the time to act is now.

Right Now Agents across the country are making $80,000 per year completing Broker Price Opinions for the Banks and BPO Companies.
But banks aren't using just any agent to complete broker price opinions as they are using agents that have implemented tactics used in REO Courses.This ebook teaches you the know how you need to get The Bank REO Listings and Broker Price Opinions.

You can turn this into opportunity and get a head start with the listing and get the niche advantage as the agent.

This Could Potentially Be The NEXT BOOM Opportunity in Real Estate Because $600 Billion Worth Of Mortgages Will Reset At Higher Interest Payments in 2009 and 2010 Causing Millions And Millions Of Foreclosures Nationwide.

Banks are going to need Real Estate Agents to help complete Broker Price Opinions and List and Sell Foreclosed inventories.

Again, as I mentioned before, it is totally risk free and 100% money back guaranteed. Get yourself a copy today

@ REO/BPO kit

You see, once you know what to do and how to do it, it is easy to make a substantial income investing in these investment vehicle. What’s more, the best part is that you don’t have to wait years or even one year, to start making money.

You can actually begin this journey today.

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